BJ Matson

BJ Matson

Who is BJ Matson?
I am a lifelong resident of Montgomery County, Maryland and I currently live in northern Silver Spring with my wife and two boys. Real Estate is my passion, and my full-time job.. and I’ve been literally reviewing purchase contracts since 1994. I know the home buying process inside and out & would love to share what I know, with you.

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How may I help you? Some of the items we’ll discuss:
–time frame –do you have a home to sell
–renting –when is lease up –price range

–financing –total payment you want to stay under
–what Lender have you talked with
–what programs are you considering –how much down %.
–Loan Officer info –interested in $0 $0 –first time buyer

–What do you want
–bedrooms, bathrooms –detached, TH, condo
– garage –yard –have any pets
- updated vs. fixer upper

–Short Sales
–what is a short sale –what is the process
–licensed 3rd party will help us negotiate

– Foreclosures
–how different than short sale –time frame & process
- 203k loan

Buyers and Sellers are all at different points in their process.. and I completely understand.
I want you to know I am available, no matter how small the request, for any questions or assistance you may need.
This includes:
– details on a specific property
– help finding homes that meet certain criteria
– Short Sales
– Foreclosures
– help estimating your own home’s value, by showing you what recent homes sold for
– pulling sold comps for a property you are considering to buy, so you can determine fair market value
– pulling a Deed or Deed of Trust
– very accurate estimate of closing costs for any given sales price
– show you monthly payment totals for specific property combined with your financing
– sit down or conference call with me AND/OR a local loan officer to discuss financing. I want you to have a crystal clear understanding.
– explain the available $0 $0 program, Maryland available grants & assistance programs including; HOC, FHLB, CDA, MPDU
– FHA, VA, USDA, Conventional financing options

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When you work with BJ Matson, you will work with a local, full-time Professional. It is my mission to find you your ideal home if you are buying. If you are selling, we will take the time to list your property only after thoroughly researching your specific market. Every Agent can post your home on numerous sites for maximum exposure. That’s a given. In addition, I will help your potential buyers find your home the same way you found me. Through organic Google results… something only few Agents seem to grasp or have positioned themselves to take advantage of.

If you are a first-time home buyer, ask me about down payment & closing cost assistance programs. There are certain eligibility requirements such as income limits, and good credit. I have a good relationship with several Loan Officers at a variety of lenders–> big banks to your smaller broker shops. Your specific situation and property desired will determine the best lender to apply with. It is very important we line up your mortgage Pre-Approval first thing. Ideally, 60 to 90 days before you wish to close.

I look forward to working with you!

At your service,
BJ Matson
your Rockville Realtor
301-257-1270

History

I’ve been helping home buyers since the Spring of 1994, when I first was hired as a Loan Officer for Elite Funding in Rockville. Elite Funding was owned by Scott Jacobs & Mike Postal who quickly grew it into the titan Tenacity Group now in Greenbelt. Eric Strasser, with SunTrust Mortgage currently, first hired me at Elite Funding. We both worked there for 3 more years as Loan Officers until we opened up our own company, Choice Finance, in the Fall of 1998. We started in Eric’s townhome garage in Germantown, then leased space in Bethesda above the Mongolian Grill & Philadelphia Mike’s. At the time we had 2 other employees and merged with our 3rd partner, Joe Comeau.

We moved our office to Montrose Road in Rockville where we stayed for the next 7+ years. During our stay we expanded to 30+ employees at times. We took it to the next level and became a Correspondent Lender where we had a wharehouse line, drew up our own loan documents & actually funded the loans. Eventually Joe Comeau moved on, & David Wexler came on as a partner. The 3 of us loved what the mortgage business once was. Don’t get me wrong, we ran an extremely tight and ethical shop. In fact, our profit margins were small compared to most shops. Our clientele was A paper higher loan amounts, shoppers who wanted the best deal and they got it. We built a strong referral base because of the way we believed in doing business.

Our final year new regulation from the mortgage industry became very frustrating for all. With it new systems for ordering appraisals which led to Appraisers from out of area markets doing horrible work and killing loans with values that weren’t even close. A new Good Faith Estimate went into effect, and compensation was getting slimmer, and still is. After careful consideration and many other factors, we finally decided in the Spring of 2010 that it would be best to shut down Choice Finance. With it, Choice Real Estate was closed, both companies legally shared the same office space. The websites for our former companies; www.choicerealestate.net and www.choicefinance.net are still up and running. In fact, they are great resources for home buyers and became such great tools, they are maintained to this day.